The Conventional Conforming Loan program is the traditional mortgage program. The standardized guidelines are set by Fannie Mae and Freddie Mac. It can be used to finance all different types of residential properties. The loan requires mortgage[...]
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This is a HUD (Housing and Urban Development) government loan program. It allows borrowers to purchase a home with as little as a 3.5% down payment. The FHA has maximum loan limits for each county with are often significantly lower than Conventional [...]
This is a loan program insured by the Veterans Administration available to Veterans of the Armed Forces. It allows for 103% financing so a veteran can buy a home for no money down and finance the closing costs. The VA charges an up-front funding fee [...]
The Rural Housing program is a Federal loan program offered through the United States Department of Agriculture (USDA). It is designed to help borrowers with low to moderate income obtain home financing in specified rural areas. The program has an [...]
We don't offer Construction Loans at this time but our Home Building experts can help you through the process. We will secure your long term financing that will payoff the construction loan once your home is completed and work with you [...]
The JUMBO loan program is for loans that exceed the maximum Conventional Loan limit of $424,100. Guidelines are usually stricter than Conforming Loan guidelines. Loan Terms: 10, 15, 20, 25, 30 years Loan Types: Purchase and Refinance Interest [...]
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If you would like to make an appointment, call us or email your information below. Thank you 247 South 200 East, Salem, UT 84653 tel: 801-360-0882 email: bruce@aspenmtg.com
Aspen Mortgage is a locally owned Mortgage Lender. Because we are not a bank or credit union we have lower overhead and access to many more sources of mortgage funds. This allows us to provide you lower interest rates and lower fees and costs. [...]