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    Email: bruce@aspenmtg.com

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  • This is a loan program insured by the Veterans Administration available to Veterans of the Armed Forces. It allows for 103% financing so a veteran can buy a home for no money down and finance the closing costs. The VA charges an up-front funding fee (which can be financed into the loan) that varies based on whether or not it is first time getting a VA mortgage for the borrower. This program is a perfect option for a Veteran seeking the most affordable type of home financing.

    Loan terms: 15 & 30 Year

    Loans Loan types: Purchase, Refinance

    Interest Rate Types: Fixed, Adjustable

    Property Type: Primary Residence

    Available to eligible veterans only

    No down payment required

    VA up-front funding fee, but no monthly Mortgage Insurance

    Allows for no cost, limited qualifying streamline refinance

    Subject to VA eligibility rules